Yes. House. Me!
Well, I wont build it myself, I’ll have it built. But yes, I decided I want to get my own place, move back towards where I grew up and, OH MY GOD THIS IS HAPPENING.
Ok, breathe, Olli.
Here’s a timeline of what happened. About 6ish years ago I moved away from the place I grew up and into a rental appartment with my then girl-friend. It was the right thing to do, I don’t regret it. GIrlfriend stuff didn’t work out, but living alone was pretty neat. I was happy. Had you suggested to me to get my own house or buy a condo or something, I would have laughed it off.
Then, one weekend, I had a head cold and took a long bath with essential oils, eucalyptus, camphor and that stuff. Looking around the bathroom, I had my first epiphany.
“Hm. It’ll probably be difficult to get the landlords to renovate the bathroom.”
Followed by thoughts like “Well, I should probably at least consider not renting for the rest of my life” and “If I had my own place, the kitchen wold be a lot nicer.”
That same weekend I messaged my sister1 to see what she’d think about building a two-unit house to save on infrastructure and stuff. She liked the idea but their plans were already pretty fixed and wouldn’t have allowed for that. Starting with the building lot being too small for that.
I put my plan to rest for a bit, but it didn’t leave me. Then, when my toilet broke2 and I waited two weeks for my landlords to get it fixed, it broke out again.
I thought stuff like “if this was my place, I could’ve had it fixed by my dad or just called plumbers until one of them came in”.
Next I found myself researching construction companies, architects, loan conditions, central heating technologies and boom, one weekend in fall 2015 I told my nonplussed parents about my plan.
A few days after that I actually found a suitable building lot via local classifieds. Agreed on a price, started planning possible house layouts with a construction company.
Then the bank stuff began. I had a first loan offer, a panic attack, a second loan offer based on the reduced price of a slightly different house layout (original idea didn’t fit on the lot), more panic attacks when trying to find out if I could afford it.
Turns out I can.
Loans got approved by the bank and now I’m waiting for various paper work so I can finalize the land purchase, get the building people started and the kitchen plan finalized.